Investment Overview
This investment is supported, and made viable by five core components. This page is thus designed to provide a high level summary for each of these components, as well as dedicated links for full expansion, to assist prospective investors better evaluate this investment.
The navigation sequence is designed to allow perspective investors full comprehension of the legal and structural frameworks first, then the full capital risk profile as well as the underlying economic and contextual drivers next, before jumping into the finer capital flow mechanics under funding and deployment, and finally the full default procedures.
By exploring every single component listed in this overview in full, prospective investors are expected to gain adequate comprehension for all relevant clause listed under the master Contract, without having to read through the legal jargon. and, when you are ready to take the next step, Please visit the Investor Onboarding page of this website.
I. Legal and Structural Framework
This component is the legal backbone of the entire project, with the exception of the Promissory Note and the Mortgage(s), every relevant detail pertaining to the legal operation of this project is hard coded into a master Contract, this Contract is available for viewing and is meant to be studied alongside the other project components described in this website. After all, should a prospective investor choose to part take in this project by making an investment, the execution of this Contract would be required by said investor.
By diving into this component, prospective investors can gain an exact understanding of the mechanical and agent-centric nature of this investment offering, as well as the legal frame work which binds this entire project together.
II. LTV Ratio and Capital Risk Profile
This is where we dive into the risk adjusted, core economic value of this investment, this component details the entire Loan-to-Value map for this project, and is to be explored together with the Funding and Deployment component. This component explains in detail how much capital is exposed, when, and against what value, using the most honest and conservative method possible, by calculating progress based LTV rather than Future Finished Value based LTV.
It is intended for lenders who evaluate risk quantitatively rather than narratively. By diving into this component, prospective investors can learn the exact details of:
- How the industry standard LTV and LTC ratios are calculated and used to evaluate an investment.
- How the custom LTV ratio for this project is calculated for both Principal only, as well as interest included.
- How the risk curve of your capital changes over time as measured by our custom LTV calculations,
- How these precise parameters affect the final ROI profile of this project.
- How capital loss can be capped at predictable levels under worst case scenarios.
III. Project & Economic Context
This is the component which contains the key economic and contextual details of this project, including the key elements which makes this project unusually attractive from an investment perspective.
By diving into this component, prospective investors can acquire the economic and contextual framing necessary for evaluating the rest of the project components.
IV. Capital Funding and Deployment
This component details the entire escrow gated and progressed based funding and release structure, including details on deposit, timing, amount, deadlines, conditions, procedural summary, enforcement structure, edge cases and contingencies…etc. Designed to be explored together with the LTV and risk profile component for the purpose of investment evaluation, but also as a structural component under the Project’s master Contract, complete with clause level references back to the Contract.
By diving into this component, prospective investors can understand the entire project timeline, capital exposure layout, specific milestone markers, and the associated deadlines which the entire default process anchors to.
V. Risk Management and Downside Protection
This component explains what happens when things go wrong, and how outcomes remain controlled, it covers various failure modes and risk vectors, and details how the structure of this project manages such risks in each scenario, complete with references back to the master Contract.
By diving into this component, prospective investors gain the understanding of possible risks associated with this project, how they are managed under Contract provisions, the exact procedures and expected outcomes should the project default.
Next Step
If you are ready to take the next step, please visit the onboarding page to schedule an investor Q&A call with me, so that I may address your questions and concerns directly.